Banking Consulting

Sustainability drives both public expectations and regulatory demands. Your bank must embed these principles into core systems and processes. This approach builds transparency, strengthens control, and creates access to new products and customer segments for long-term market success.

We support your sustainable transformation through:

• Strategy and culture alignment with sustainability goals
• Innovative investment options and green product development
• Data systems that track and report environmental impact
• Risk management and compliance solutions that exceed regulatory standards

Software standardization and collaborative platforms have become essential to your banking and insurance operations. Talent shortages and cloud migration are accelerating this shift. It is necessary to move away from outdated monolithic applications in order to survive. While implementing new solutions is important, successfully migrating legacy contracts and customer data requires specialized expertise.

We deliver end-to-end transformation in SAP and non-SAP environments:

• Banking processes built around customer needs
• Modern account and deposit management systems
• Streamlined lending operations
• Efficient payment service infrastructure
• Seamless process management and integration
• Expert project implementation from start to finish
• Automated data migration that preserves customer trust
• Cloud adoption that increases flexibility and reduces costs

Shrinking margins require you to completely rethink your organization and processes. Achieving front-to-back efficiency requires strategic transformation. Smart outsourcing, resource mutualization, and technologies like AI and automation present powerful opportunities that you cannot afford to overlook.

We help maximize your profitability by:

• Strategic sourcing that reduces costs while maintaining quality
• Target operating model optimization across business and information systems
• Process streamlining and digital transformation to eliminate waste
• AI solutions that amplify productivity and reduce manual effort

Financial data must be processed faster, provide deeper insights, and be more flexible than ever before. For both regulatory compliance and effective control in complex environments, your systems require better integration with operational platforms and sub-ledgers.

This transformation is essential due to expanded networks, market disruption from fintechs, open banking initiatives, and application modernization like S/4HANA. Cloud migration further accelerates this need.

We strengthen your financial foundation with:

• Rapid financial data delivery systems that support real-time decisions
• Enhanced transparency that satisfies regulators and stakeholders
• Flexible reporting that adapts to changing requirements
• Seamless integration between finance and operational systems
• Modern control frameworks for banking, actuarial risk, and more

The vast amount of available data and advanced analytics opens new possibilities across your entire business. From innovative product design and precision underwriting to smarter sales approaches, enhanced corporate steering, and streamlined regulatory compliance, data transforms every aspect of your business.

In addition, new business models such as open banking services, are gaining momentum daily. Success depends on technical excellence in implementation, seamless integration, and efficient deployment.

We empower your data journey with:

• Comprehensive data governance that ensures quality and compliance
• Bank management systems built on actionable insights
• Sustainable data reporting that meets evolving standards
• Financial accounting that captures value across operations
• Optimized financial transactions through data intelligence
• Sustainable finance initiatives that satisfy investors and customers

Regulatory requirements grow more numerous and complex every day while at the same time Cyber threats evolve at alarming speeds. Your bank must maintain professional compliance and robust technical security throughout your entire operation, embedding these priorities in every strategic decision.

Cross-industry and cross-border pan-European regulations like DORA or AML continue to expand, often with additional local provisions that complicate compliance further. This regulatory complexity demands sophisticated risk management capabilities and robust AI governance frameworks to ensure responsible technology deployment.

We safeguard your operations with:

• Comprehensive regulatory impact assessment that anticipates requirements
• Target operating model optimization that builds compliance into core processes
• Operational and cyber-resilience roadmaps that strengthen your defenses
• Effective remediation programs that address vulnerabilities quickly
• Risk management frameworks that integrate seamlessly with business operations

AI governance protocols that ensure responsible technology deployment